Here are eight tangible steps you can take to improve your credit score. Your credit score directly impacts your ability to get approved for financing, including credit cards, loans, and mortgages.
Gaurav Pokharel
Feb 04, 2021
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Here are eight tangible steps you can take to improve your credit score. Your credit score directly impacts your ability to get approved for financing, including credit cards, loans, and mortgages.
Gaurav Pokharel
Feb 04, 2021
Learn More
According to 2021 data from over 1.6 million Borrowell members, the average credit score in Canada is 660. Having a credit score above this average will make it easier to qualify for credit products, so you should use this as a benchmark to compare your own credit score.
Rachel Surman
Jan 18, 2021
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A credit score of 680 or above is required to qualify for the best mortgage rates in Canada in 2021.
Sean Cooper
Jan 21, 2021
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Payment history makes up 35% of your score. One late bill payment can decrease your credit score by up to 150 points, according to Borrowell data.
Evan Miersch
Jan 28, 2021
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Since Borrowell offers free credit reports for Canadians – we get asked all the time: “How long does information stay on my credit report?”
Rachel Surman
Jan 05, 2021
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Not all credit inquiries are created equal and they impact your score in different ways. Here's a closer look at the differences between hard and soft credit inquiries.
Janine DeVault
Jan 14, 2021
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