Join over one million members and access your free credit score. Get personalized tips, tools and offers that fit your profile and help you meet your financial goals.
Over 1 million happy Borrowell members.
Borrowell is proudly Canadian and was first to offer free credit scores in Canada.
As Canada's leading credit education company we offer more than just free credit scores!
Free weekly credit score and report monitoring.
Bank level security with 256-bit encryption.
Personalized financial product recommendations.
Free credit improvement tips and education.
Checking your score with Borrowell won't hurt it!
Courtney M.
Love this! I was a little skeptical at first but it tells you who you still owe and how much. Currently using this to view my credit and pay off what I owe.
Andrea B.
I have been using Borrowell for over a year now and I am a happy customer. I get the real deal on my credit and good advice also!
Ashvin G.
Excellent service. Recommend to understand your finance and banking accounts, debt control, loan utilization to build a good credit score for lending purpose.
Sign up in just 3 minutes for free access to your Equifax credit score and report which we update weekly.
The first in Canada, our AI-powered Credit Coach helps you understand your credit score and gives personalized tips and articles that may help improve it.
Compare financial products from over 50+ partners and get personalized recommendations based on your credit profile.
Yes, it's really free. We make money by analyzing your credit profile to suggest the best financial products for you from over 50 different companies. If you take one of our recommendations, that partner pays us a referral fee. Not interested? We're still happy to provide your free credit score!
#1 Credit Education Company
Bank level 256-bit encryption security
50+ Financial Product Partners
Borrowell helps thousands of Canadians easily access loans that suit their financial profile.
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Insurance
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Here are some of the top financial institutions that we partner with to offer customers the best product recommendations to achieve their financial goals.
To understand how credit score and missed payment trends across Canada have changed during COVID-19 measures, Borrowell, a fintech company that offers free weekly credit score updates, analyzed credit scores and credit reports of 1,015,369 Canadians, including those in 20 of the largest cities in Canada from Q1 2020 to Q1 2021.
The Borrowell Team
Apr 29, 2021
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Payment history makes up 35% of your score. One late bill payment can decrease your credit score by up to 150 points, according to Borrowell data.
Evan Miersch
Jan 28, 2021
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Here are eight tangible steps you can take to improve your credit score. Your credit score directly impacts your ability to get approved for financing, including credit cards, loans, and mortgages.
Gaurav Pokharel
Feb 04, 2021
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Many people use the terms credit score and credit report interchangeably. Although the two are related, credit scores and credit reports are in fact different from each other.
Sean Cooper
Apr 06, 2021
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Your credit report paints a picture of how financially responsible you are. You should regularly review your credit report, as lenders look at your report before approving you for credit products. Reading your credit report can be overwhelming and confusing, but it doesn’t have to be! Here’s a clear breakdown of how to read your credit report, including what information is in it, what this information means, and how long this information stays on your report for.
Evan Miersch
Jan 08, 2021
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Since Borrowell offers free credit reports for Canadians – we get asked all the time: “How long does information stay on my credit report?”
Rachel Surman
Jan 05, 2021
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According to 2021 data from over 1 million Borrowell members, the average credit score in Canada is 667. Having a credit score above this average will make it easier to qualify for credit products, so you should use this as a benchmark to compare your own credit score.
Rachel Surman
Jan 18, 2021
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A credit score of 680 or above is required to qualify for the best mortgage rates in Canada in 2021.
Sean Cooper
Jan 21, 2021
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Not all credit inquiries are created equal and they impact your score in different ways. Here's a closer look at the differences between hard and soft credit inquiries.
Janine DeVault
Jan 14, 2021
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