Best Cash-Back Credit Cards

New SimplyCash^™ Card from American Express Cardmembers can earn 2.5% cash back on purchases (up to $150 cash back) for the first 3 months of Cardmembership.

• Earn 1.25% cash back on all other purchases when your Welcome Rate ends
• No limit to the amount of cash back you can earn after your Welcome Rate ends
• Access to memorable experiences with American Express Invites^®
• Insurance coverage and 24/7 Customer Service
• Supplementary Card Fee: $0
• Regular Balance Transfer APR: N/A*
• Penalty APR: 23.99%-26.99%* Variable
• American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Offer subject to change without notice. Conditions apply

Get 5% Cash Back^†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)

Accelerate cash back on common purchases!

• No annual fee
• Get 5% Cash Back^†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
• Get 2% Cash Back^‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
• Get 0.5% Cash Back^‡ for all other eligible purchases
• Standard Annual Interest Rates of 19.99% on eligible purchases, 22.99% on balance transfers^✪ and access cheques, and 24.99% on cash advances
• A suite of comprehensive insurance**

Take advantage of a card that provides Cash Back on eligible purchases and has no annual fee. Apply now for the Smart Cash^® credit card.

This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Earn Cash Back Dollars. Redeem them to help pay down your Account balance¹

• No Annual Fee
• Earn 1% in Cash Back Dollars on eligible grocery Purchases and gas Purchases³ and on regularly recurring bill payments⁴ set up on your Account
• Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card⁵
• Redeem your Cash Back Dollars to help pay down your Account balance whenever you please - the choice is yours!⁶
• Your Cash Back Dollars never expire as long as your account is open and in good standing
• Purchase Security and Extended Warranty Protection⁷ on eligible purchases
• This offer is not available for residents of Quebec. For Quebec residents, please click here.

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