Best Credit Builder Credit Cards
Sign up with Borrowell to see the top secured and unsecured credit cards to help you build your credit score. Plus check your credit score and get helpful credit tips for free! See the best credit cards for bad credit.
Capital One Guaranteed Mastercard®
Annual Fee
$59
Purchase Interest Rate
19.80%
Cash Advance Rate
21.90%
Balance Transfer Rate
19.80%
May help you strengthen your credit history
24/7 customer service
If you're approved for a Secured card, security funds will be required
Annual interest rate of 19.8% on purchases and balance transfers
Annual interest rate for cash advances is 21.9%
Annual fee of $59
$300-$7,000 credit limit
Valuable Mastercard benefits, plus Everyday and Travel benefits like Purchase Assurance and Extended Warranty
Add an authorized user for $0
Capital One Low Rate Guaranteed Mastercard®
Annual Fee
$79
Purchase Interest Rate
14.90%
Cash Advance Rate
21.90%
Balance Transfer Rate
14.90%
Annual interest rate for cash advances is 21.9%
Low annual interest rate of 14.9% on purchases and balance transfers
May help you strengthen your credit history
If you're approved for a Secured card, security funds will be required
Annual fee of $79
$300-$7,000 credit limit
Valuable Mastercard benefits, plus Everyday and Travel benefits like Purchase Assurance and Extended Warranty
Add an authorized user for $0
Capital One Guaranteed Secured Mastercard®
Annual Fee
$59
Purchase Interest Rate
19.80%
Cash Advance Rate
21.90%
Balance Transfer Rate
19.80%
Guaranteed access to credit (terms and conditions apply)
May help you establish or re-establish your credit history
Security funds required
Annual interest rate of 19.8% on purchases and balance transfers
Annual interest rate for cash advances is 21.9%
Annual fee of $59
Valuable Mastercard benefits, plus Everyday and Travel benefits like Purchase Assurance and Extended Warranty
Add an authorized user for $0
$300-$2,500 credit limit
National Bank MC1 Mastercard®
Annual Fee
$0
Purchase Interest Rate
20.99%
Cash Advance Rate
22.99%
Balance Transfer Rate
22.99%
Exclusive Offer on Borrowell: $150 cashback if $1,500 in net purchases are charged to the Mastercard account over a 3-month period, following the account opening of MC1 Mastercard.
No annual fee.
Enjoy purchase protection.
90 days extended warranty on purchases.
Please click on the View Product link for the most up to date information. *Terms and conditions apply.
To find out more on the credit terms applicable to this product, click here.
Get Personalized Credit Building Card Recommendations
Sign up to get a personalized recommendation on the best card based on your unique credit profile. Plus get free credit monitoring and helpful credit tips.