Best Low-Interest Credit Cards

• Annual interest rate for cash advances is 21.9%
• Low annual interest rate of 14.9% on purchases and balance transfers
• May help you strengthen your credit history
• If you're approved for a Secured card, security funds will be required
• Annual fee of $79
• Valuable Mastercard benefits, plus Everyday and Travel benefits like Purchase Assurance and Extended Warranty
• Add an authorized user for $0

Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers^✪and access cheques, and 24.99% on cash advances.

• No annual fee
• Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers^✪and access cheques, and 24.99% on cash advances
• Around-the-clock fraud protection
• Access to 24/7 customer service
• Immediate cash access at over 1 million ATMs internationally

This offer is not available for residents of Quebec.

Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers^✪and access cheques, and 24.99% on cash advances.

• $39 annual fee
• Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers^✪ and access cheques, and 24.99% on cash advances
• A suite of comprehensive insurance**
• Around-the-clock-fraud protection
• Access to 24/7 customer service

This offer is not available for residents of Quebec.

Welcome Offer: Get a first year annual fee rebate^†

• Reduce interest payments with a low interest rate credit card

CIBC is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click on the "Apply now" link.

^† Conditions Apply. "Cash" means cash advances, balance transfers and CIBC Convenience Cheques.Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1 866 363-3338 in Canada and the U.S. or collect from elsewhere at 905 403-3338 or visit cibccentre.rsagroup.ca. Some insurance coverage(s) require purchase(s), common carrier fares, accommodations and other trip costs to be changed to the card to activate coverage. Other conditions may apply. For important information regarding coverage, eligibility requirements, benefits, pre-existing health/medical conditions, limitations and exclusions, see cibc.com/ca/credit-card/agreements-insurance.html and the insurance certificate(s) in your card package.