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Best Low-Interest Credit Cards

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CIBC Select Visa* Card

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Annual Fee

$29

Purchase Interest Rate

13.99%

Cash Advance Rate

13.99%

Balance Transfer Rate

0.00%

Transfer your credit card balance - Get 0% interest for up to 10 months with a 1% transfer fee and a first year annual fee rebate**†**

CIBC is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click on the "Apply now" link.

† Conditions Apply.

Capital One Low Rate Guaranteed Mastercard®

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Annual Fee

$79

Purchase Interest Rate

14.90%

Cash Advance Rate

21.90%

Balance Transfer Rate

14.90%

  • Annual interest rate for cash advances is 21.9%

  • Low annual interest rate of 14.9% on purchases and balance transfers

  • May help you strengthen your credit history

  • If you're approved for a Secured card, security funds will be required

  • Annual fee of $79

  • $300-$7,000 credit limit

  • Valuable Mastercard benefits, plus Everyday and Travel benefits like Purchase Assurance and Extended Warranty

  • Add an authorized user for $0

MBNA True Line® Gold Mastercard®

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Annual Fee

$39

Purchase Interest Rate

8.99%

Cash Advance Rate

24.99%

Balance Transfer Rate

8.99%

Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfersand access cheques, and 24.99% on cash advances.

  • $39 annual fee

  • Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

  • Around-the-clock-fraud protection

  • Access to 24/7 customer service

This offer is not available for residents of Quebec.

MBNA True Line® Mastercard®

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Annual Fee

$0

Purchase Interest Rate

12.99%

Cash Advance Rate

24.99%

Balance Transfer Rate

12.99%

Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfersand access cheques, and 24.99% on cash advances.

  • No annual fee

  • Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers✪and access cheques, and 24.99% on cash advances

  • Around-the-clock fraud protection

  • Access to 24/7 customer service

  • Immediate cash access at over 1 million ATMs internationally

This offer is not available for residents of Quebec.

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