Best Low-Interest Credit Cards

Transfer your credit card balance - Get 0% interest for up to 10 months with a 1% transfer fee^† and a first year annual fee rebate**^†**

CIBC is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click on the "Apply now" link.

^† Conditions Apply.

• Annual interest rate for cash advances is 21.9%
• Low annual interest rate of 14.9% on purchases and balance transfers
• May help you strengthen your credit history
• If you're approved for a Secured card, security funds will be required
• Annual fee of $79
• $300-$7,000 credit limit
• Valuable Mastercard benefits, plus Everyday and Travel benefits like Purchase Assurance and Extended Warranty
• Add an authorized user for $0

Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers^✪and access cheques, and 24.99% on cash advances.

• $39 annual fee
• Standard Annual Interest Rates of 8.99% on purchases, 8.99% on balance transfers^✪ and access cheques, and 24.99% on cash advances
• A suite of comprehensive insurance**
• Around-the-clock-fraud protection
• Access to 24/7 customer service

This offer is not available for residents of Quebec.

Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers^✪and access cheques, and 24.99% on cash advances.

• No annual fee
• Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers^✪and access cheques, and 24.99% on cash advances
• Around-the-clock fraud protection
• Access to 24/7 customer service
• Immediate cash access at over 1 million ATMs internationally

This offer is not available for residents of Quebec.