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Top Rewards Credit Cards

Sign up with Borrowell to compare the best rewards cards recommended for you based on your credit profile. See the best rewards credit cards in Canada in 2020!

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Triangle Mastercard ®

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Annual Fee

$0

Purchase Interest Rate

19.99%

Cash Advance Rate

22.99%

Balance Transfer Rate

22.99%

New Card Member Bonus: Collect a total of 15% back (4% everyday plus 11% bonus) in CT Money when you make your first purchase at any of our participating retailers* and activate your new Triangle credit card.

  • Collect 1.5% back in CT Money®ˆ on almost all your grocery purchases when you pay with your Triangle Credit Card (on the first $12,000 per year; excludes Costco and Walmart).
  • Collect 5¢ back per litre in Canadian Tire Money® on all fuel types at Gas+ and participating Husky stations1
  • Collect CT Money® everywhere else you shop
  • Redeem your CT Money® at Canadian Tire, Sport Chek®, Atmosphere®, Sports Rousseau®, Hockey Experts®, L’Éntrepôt du Hockey® and participating Mark’s®/L’Équipeur and Sports Experts stores
  • Equal monthly payments* over 24 months on qualifying purchases of $150 or more at Canadian Tire, Sport Chek, Atmosphere, Hockey Experts, Sports Rousseau, L’Éntrepôt du Hockey, Mark’s/L’Équipeur and Sports Experts stores

HSBC +Rewards Mastercard®

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Annual Fee

$25

Purchase Interest Rate

11.90%

Cash Advance Rate

11.90%

Balance Transfer Rate

11.90%

**Earn 20,000 Points ($100 travel value) PLUS a full annual fee rebate for the Primary Cardholder for the first year ($25 value). Must apply by December 28, 2020. Conditions Apply.

**

  • 11.9% our lowest interest rate for purchases, cash advances and balance transfers
  • 2x the Points on all eligible dining and entertainment purchases
  • Price Protection Service - find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item
  • $25 Primary cardholder annual fee
  • $10 Authorized user annual fee

This offer is only available to residents of Canada other than the province of Quebec, (Quebec residents eligible for separate offer).

American Express Cobalt Card

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Annual Fee

$120

Purchase Interest Rate

19.99%

Cash Advance Rate

21.99%

Balance Transfer Rate

N/A

In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year

  • 30,000 points is enough for:
    • $300 in statement credits redeemed towards travel purchases charged to your Card or
    • $225 in Amex Prepaid Cards
  • Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events
  • You can get access to your first Cobalt Perk : earn a total of 10x the points for every $1 on eligible purchases made at Amazon.ca (up to $500) in your first 3 months of Card membership. Enjoy your first Perk as a new Cobalt Cardmember when you apply by January 13, 2021!
  • Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery
  • Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That's 2X the points on purchases that get you from point A to B
  • Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases
  • Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply

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